Buying a house is one of the largest purchases anyone will make in their life, both financially and emotionally, so it is essential to protect that investment. Buying homeowners insurance is the only way to ensure that you are protected in case your home is destroyed or damaged.
From basic liability coverage to more comprehensive policies, homeowners insurance can vary in how it covers the home’s structure and your personal property inside. Homeowners insurance can also include special policies that insure your house in case of flood or earthquake. Meet with a qualified insurance consultant from Parks Insurance Group today and find out what type of home insurance best fits your needs.
Why Do I Need Homeowners Insurance?
- It is typically required by mortgage lenders: While homeowners insurance isn’t required by the state like auto insurance, you typically need it if you finance your house. It guards your investment against loss or damage caused by events like fire or vandalism.
- It protects your home from losses: Standard homeowners insurance protects your home and structures on your property from hazards like wind damage, fire, vandalism, tornadoes, hurricanes and thunderstorms. The coverage on your policy helps pay for repairs and replacements.
- It covers personal belongings: If your possessions are stolen or destroyed by a covered hazard, home insurance may reimburse you. These items include furniture, electronics, appliances, clothing and more.
- It protects your liability: Family liability insurance is standard on most policies. This is designed to cover you if someone is injured on your property.
Looking for a great homeowners insurance policy? Contact Parks Insurance Group today for the best quotes available. We have an established relationship with various insurance carriers, including Nationwide, Travelers, Safeco, PURE Insurance and Chubb.